Business Deposit Accounts

Checking Accounts

• No Minimum Balance
• Unlimited transactions
• $.05 per debit service charge if the average balance falls below $10,000.00 during the statement cycle
• Free Online Banking
• Free Online Bill Pay **

Interest Bearing Checking Accounts

• Interest earning deposit account with unlimited transactions *
• $500 minimum balance to earn interest
• No service charges provided the average balance is maintained
• $.05 per debit service charge if the average balance falls below $500.00 during the statement cycle
• Free Online Banking
• Free Online Bill Pay**

High Yield Checking Accounts

• Interest earning deposit account with unlimited transactions *
• Tiered Interest Rates increase as deposit balances increase *
• $1,000 minimum balance to earn interest
• No service charge provided the average balance is maintained
• $.10 per debit service charge if the average balance falls below $1,000.00 during the statement cycle
• Free Online Banking
• Free Online Bill Pay**

Money Market Accounts

• Tiered Interest Rates increase as deposit balances increase *
• $500 minimum balance
• Depositors are limited to 6 debits per statement cycle with unlimited credits
• $.15 per debit service charge
• $1.00 service charge for each debit exceeding 6 per statement cycle
• Free Online Banking

Passbook Savings Accounts

• No minimum balance
• Interest earned on accounts with balances of $100 or greater*
• Interest is compounded and paid quarterly *
• $.50 service charge for each debit transaction in excess of 6 per month.
• Free Online Banking

Certificates of Deposit

• Competitive Interest Rates
• Terms from 91 days to 5 years
• Current rates and terms are posted in our lobby
• Interest penalty for early withdrawal

* The interest rate on these accounts is determined by bank policy and is subject to change periodically

** $10.00 reactivation fee if not used in a 3 – month period