Checking Accounts

Checking Accounts

• No Minimum Balance
• Unlimited transactions
• Free Online Banking
• Free Online Bill Pay **

Interest Bearing Checking Accounts

• Interest earning deposit account with unlimited transactions *
• $500 minimum balance to earn interest
• No service charges provided the average balance is maintained
• $.05 per debit service charge if the average balance falls below $500.00 during the statement cycle
• Free Online Banking
• Free Online Bill Pay**

High Yield Checking Accounts

• Interest earning deposit account with unlimited transactions *
• Tiered Interest Rates increase as deposit balances increase *
• $1,000 minimum balance to earn interest
• No service charge provided the average balance is maintained
• $.10 per debit service charge if the average balance falls below $1,000.00 during the statement cycle
• Free Online Banking
• Free Online Bill Pay**

Secure Benefits^## Checking

• No Minimum Balance
• Unlimited Transactions
• $3.00 per Month Service Charge
• $2,500 Accidental Death or Dismemberment Insurance^#
• CyberScout – Identity Theft Resolution^#
• Cellular Telephone Protection up to $250 per claim^#
• Free Online Banking
• Free Online Bill Pay

More Information or Register Benefits

Money Market Accounts

• Tiered Interest Rates increase as deposit balances increase *
• $500 minimum balance
• Depositors are limited to 6 debits per statement cycle with unlimited credits
• $.15 per debit service charge
• $1.00 service charge for each debit exceeding 6 per statement cycle
• Free Online Banking

Health Savings Account

• Interest earning account that is compatible with certain health insurance plans*
• $50.00 minimum deposit to open account
• Service Charge of $2.00 per statement cycle is waived if the HSA has an average balance of $500; or an additional Checking or Savings account has an average balance of $500 or more.
• No limit on number of debits
• Interest compounded monthly

* The interest rate on these accounts is determined by bank policy and is subject to change periodically 

**$10.00 reactivation fee if not used in a 3 – month period

^## Secure Benefits is a consumer account program that is not available on business or commercial deposit accounts.

^# Secure Benefits Insurance features are not insured by FDIC.