Bank of Monticello - Checking Accounts

HELPING with all your BANKING NEEDS

Big Bank Services, Small Town Personal Attention

Safe and Secure Online Banking
Mobile Banking
Loan Finder

Checking Accounts

Checking Accounts

  • No Minimum Balance
  • Unlimited transactions
  • $.05 per debit service charge
  • No service charge to Senior Citizens, 62 or older
  • Free Online Banking
  • Free Online Bill Pay **

Interest Bearing Checking Accounts

  • Interest earning deposit account with unlimited transactions *
  • $500 minimum balance to earn interest
  • No service charges provided minimum balance is maintained
  • $.05 per debit service charge if the balance falls below $500.00
  • Free Online Banking
  • Free Online Bill Pay**

High Yield Checking Accounts

  • Interest earning deposit account with unlimited transactions *
  • Tiered Interest Rates increase as deposit balances increase *
  • $1,000 minimum balance to earn interest
  • No service charge provided minimum balance is maintained
  • $.10 per debit service charge if balance falls below $1,000.00
  • Free Online Banking
  • Free Online Bill Pay**

Money Market Accounts

  • Tiered Interest Rates increase as deposit balances increase *
  • $500 minimum balance
  • Depositors are limited to 6 debits per month, with unlimited credits
  • $.15 per debit service charge
  • Free Online Banking

* The interest rate on these accounts is determined by bank policy and is subject to change periodically 
**$10.00 reactivation fee if not used in a 3 – month period

 
Mortgage Calculator
Sale Price of Home: (In Dollars)
Percentage Down: %
Length of Mortgage: years
Annual Interest Rate: %
Show Me the Amortization Table